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Educate your children about money

Discussion in 'Education Policies' started by Walter, Dec 8, 2016.

  1. Walter

    Walter Administrator Staff Member

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    Walter, Dec 8, 2016
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  2. dogtowner

    dogtowner Moderator Staff Member

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    Certainly very sound advice.
     
    dogtowner, Dec 8, 2016
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  3. Walter

    Walter Administrator Staff Member

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    I find the increasing numbers of bankruptcys of people under 30 alarming.

    My generation was raised by parents who experienced a big war, they lived economically (not cheese-paring), we learned that money is no god but to spend it wisely.

    But obviously my generation has made big errors in teaching the children something about money.
     
    Walter, Dec 9, 2016
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  4. dogtowner

    dogtowner Moderator Staff Member

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    My folks were depression Era kids so they learned thrift the hard way.
    And yes, as we move away from those times those lessons dont pass along.
    Lots of causes. Easy credit makes it hard to say no. What used to be called "keeping up with the Johns'" puts a sense of urgency which really doesn't exist in play.
    My kid is pretty good about it. Started kind of early. She wanted an American Girl doll so I had her save for it (a portion of it) and she got a sense of reward for making it happen. Did the same for a dog she wanted (she learned that while Maltese are pretty they are insanely expensive and so got a miniature pinscher instead).
    She's still kind of a slave to cloths but us smart an shops Goodwill (thrift store here) and gets very nice retail that's barely been worn for a fraction of retail.

    This will continue to serve her well forever.
     
    dogtowner, Dec 9, 2016
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  5. grumpy

    grumpy Active Member

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    Your a good proud dad..
     
    grumpy, Dec 13, 2016
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  6. grumpy

    grumpy Active Member

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    I think this is on subject, But I was the one learning the lesson...Something my 10 year old Grandson Dylan Said..

    This topic made me, think about something my grandson said to me this past weekend. I was talking about needing to do something else other than just work on the ranch, maybe go back to building houses, or just start back building a few docks and bulkheads. Dylan was listening and without missing a beat, “Why would you do something just for the money? You already have some.”

    I immediately said something like, “Well, the money is good.” But right now I’m kinda tearing up here, Because I can’t remember what I told him after that..

    Sometimes when your dwelling on something it will hit you like a rock..

    Kids believe in “some money.”

    Some money is awesome. You can buy some candy and some pants and some stickers and some of just about anything. Some is the best.

    Kids think you need some money. Adults think you need “enough money.”

    If you get enough, then you’ll be happy.

    If you get enough, then you won’t be stressed out.

    If you get enough, then you’ll be brave and can do that thing you’ve always wanted to do.

    The problem is there’s no such thing as enough money. It’s a myth like Bigfoot, and the Loch Ness monster.

    I’ve chased enough money before. For years I made my success my identity. I thought if I got enough money I would be enough. What a mistake that was. I had to lose some of that success to realize all the money, all the accomplishments, all the fame and all the stuff would never be enough. The problem is that money is a something that pretends to be everything.

    I hope everyone makes money. Make a lot of money. Money is fun. My kids have been to Disneyworld 10 times, I’ve had it all, and that cost money. I’m not against money, but I’m done with enough money. There’s no such thing and like a 11 year old taught me, some money is a lot more fun anyway. Thank you Lord for this life..
     
    grumpy, Dec 13, 2016
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  7. dogtowner

    dogtowner Moderator Staff Member

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    Thx. I am very proud of the offspring.
     
    dogtowner, Dec 14, 2016
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  8. Walter

    Walter Administrator Staff Member

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    @grumpy Wise words. I wish I learned that lesson earlier.
     
    Walter, Dec 15, 2016
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  9. dogtowner

    dogtowner Moderator Staff Member

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    Don't we all.
     
    dogtowner, Dec 15, 2016
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  10. grumpy

    grumpy Active Member

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    We need more boards like this one.. people might see what we all have in common..KIDS
     
    grumpy, Feb 21, 2017
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  11. dogtowner

    dogtowner Moderator Staff Member

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    And dogs
     
    dogtowner, Feb 21, 2017
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  12. grumpy

    grumpy Active Member

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    And Dogs.. lol
     
    grumpy, Feb 21, 2017
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