I was speaking about all people in general and not just the working poor.
But if you want to make it about the working poor:
According to the US census the working poor have plenty of income to pay exactly what you have described. My facts are based on the census, are yours from dreamland?
Furthermore if people paid for regular and everyday conditions out of pocket the prices would be lower. Paying for things that should not be paid for with insurance with insurance raises the costs - for all.
Now, about the actual poor: They don't pay for their own health care needs so it does not matter how much money they have.
What about those that are in between? Working so they are too rich to be poor but not making enough to pay for regular and everyday health care needs? Well the way "poor" is defined in this country the bar is kind of high so there is not in between. The definition of "poor" includes plenty of people who are doing much better than what any sane person would normally think of when they think of poor.
The wealthy can rationalize away the misery of poverty and sickness.
Over 12 million American kids suffer from poverty, and it infects every aspect of their lives—from family relations, to school friendships to dreams for the future. Jesse Staley, a teenager from Harts, West Virginia dreams of graduating from high school and attending prom. While her friends buy prom dresses and arrange after parties, she struggles to feed her sisters and brothers. As other families choose between colleges, hers much choose between medical care and welfare. http://www.un.org/works/goingon/poverty/jessica_story.html
According to The Catholic Campaign for Human Development 37.3 million Americans live in poverty. http://www.usccb.org/cchd/povertyusa/
The number of Americans living in severe poverty - with incomes below half of the poverty line - increased by 1.2 million in 2003, to 15.3 million. (U.S. Census Bureau, Income, Poverty and Health Insurance Coverage in the United States: 2003, Current Population Reports, August 2003)Since 1999, the number of poor Americans suffering from "food insecurity" and hunger has increased by 3.9 million - 2.8 million adults and more than one million children. In 2002, 34.9 million people lived in households experiencing food insecurity - that is, not enough food for basic nourishment - compared to 33.6 million in 2001 and 31 million in 1999. (U.S. Department of Agriculture, Household Food Security in the United States, 2002, October 2003.)
http://www.usccb.org/cchd/povertyusa/povfacts.htm
About 15 million children -- one out of every four -- live below the official poverty line.
22% of Americans under the age of 18 -- and 25% under age 12 -- are hungry or at the risk of being hungry.
Everyday 2,660 children are born into poverty; 27 die because of it.
Children and families are the fastest growing group in the homeless population, representing 40%.
http://www.heartsandminds.org/articles/childpov.htm
Health in the United States is very strongly correlated with income. Poor people are less healthy than those who are better off, whether the benchmark is mortality, the prevalence of acute or chronic diseases, or mental health. As a consequence, study of the physical and mental health of low-income populations has been a component of much IRP research.
http://www.irp.wisc.edu/research/health.htm
Extreme poverty in the US has reached its highest point in at least three decades, according to an analysis of Census Bureau figures by McClatchy Newspapers published February 22. The increase reflects the stark reality of declining living standards for the majority of the population in the so-called capitalist recovery of the past five years as well as during the period that preceded it.http://www.wsws.org/articles/2007/mar2007/pov-m05.shtml
From 2000 to 2004,[George W. Bush presidency] the prevalence of severe poverty increased sharply while the proportion of Americans in higher income tiers diminished. These trends have broad societal implications. Likely health consequences include a higher prevalence of chronic illnesses, more frequent and severe disease complications, and increased demands and costs for healthcare services. Adverse effects on children warrant special concern. The growth in the number of Americans living in poverty calls for the re-examination of policies enacted in recent years to foster economic progress.
http://www.jahonline.org/article/S0749-3797(06)00233-9/abstract
In America unemployment has become the order of the day. Just as the rate of unemployed people increase, the rate of uninsured people also increases. This is as a result of the high cost of the Consolidated Omnibus Budget Reconciliation ACT (COBRA) for most workers in America.http://ezinearticles.com/?Jobless-W...ealth-Insurance-Importance&type=sv&id=2567356
I am sure that you will rationalize the above also, as you sit in your upholstered chair in your air conditioned office taking hundreds of dollars from people for listening to them ventilate about their problems. Perhaps if you were a single mother working at a 7-11 for eight hours a day, standing on your feet you would have a different perspective.