My response was too long for one post, so here's the rest. Maybe we need to stick to just one subject in the interest of brevity:
Again, entirely false. Government created the problem through FRAUD perpetrated at Fannie and Freddie - Government Sponsored Entities - GSE's that cooked the books and managed to blame it on Capitalism.
It wasn't the government that loaned money to people t hat they knew couldn't pay it back, then sold "toxic assets", meaning those unpayable mortgages, as valuable investments. That was done by the lenders, made possible by the lack of regulation.
LOL, Micheal Moore, is that you?
Yes, it's me, in disguise.
Your facts are wrong. The greatest reduction of poverty in history took place during the industrial revolution.
The industrial revolution produced a huge amount of wealth, of course, that wound up in a few hands. Some people were raised out of poverty in a big way. It wasn't until the New Deal that much of that wealth actually percolated down to the average people.
Now Capitalism caused the great depression? You're just being absurd... Capitalism goes through economic cycles, like the four seasons, it goes through periods of boom and bust but for every bust, there is economic opportunity that leads to the next boom and the overall outcome is a net positive one.
Capitalism didn't produce t he great depression, far from it. Capitalism created more wealth than any other system ever devised by man. Just look at the Chinese, and how their economy has boomed since they discovered that capitalism is far more practical and useful than their old socialistic "great leaps forward" could ever have been. No, what created the great depression was the lack of a safety net for those boom and bust cycles you mentioned, along with a lack of oversight, i.e., regulation.
Governments attempts to end the boom and bust cycle of capitalism, or create artificial booms - such as it did in the housing market - have always exacerbated the problems by propping up industries that should rightly fail and preventing nature from running its course.
There you have a point. We would have been far better off to have allowed the failed industries to fail, instead of spending trillions of money that the government didn't have to bail them out. We would have been better off still had there been in place some oversight and regulation to make sure that the banks weren't gambling with other people's money. Maybe next time, we'll know, but I doubt it.
Only those laws which protect our individual rights and protect the public from force and fraud are necessary.
You mean fraud like selling houses to people who they knew couldn't afford them, selling mortgages that they knew would never be paid, then passing them off as good investments?
Or like paying huge bonuses for CEOs who make the bottom line appear to be positive by laying off necessary employees, who then default on loans and no longer have assets to spend and keep the economy going?
If so, then you have a good point.
The public option would be allowed to operate on a different set of rules than the private sector, including unfairly being able to operate across state lines while private insurance is barred from the same practice.
Then, by all means, let's let the private insurers operate across state lines.
If government's role in the economy were limited to protecting everyone from force and fraud, what more could you possibly want?
How about protection by police, fire, and military? Isn't that done collectively?
But who decides what is practical? You think lowering the cost to the consumer by subsidizing HC insurance through taxpayer money is practical but I say it is not, because it does nothing to address the actual problem of rising costs, both to the consumer and the providers.
You say that, but every single nation that has tried the so called "public option", and it has been tried in a number of different ways, pays less and has better outcomes than we do.
Collectivism then... You can't argue about that one. Socialism is a collectivist ideology.
Yes, socialism is a collectivist ideology, no doubt about it. It is not a practical economic system, as it has been shown not to work over and over again.
Which doesn't mean, of course, the any "collectivist", idea, meaning people working together for a common end, is always bad, unworkable, or impractical. See my example of fire, police, and military above. Do you think those should be privatized also?
Single payer would not "give us greater freedom", it would make us all slaves to one another because that is what collectivism does. The axiom of giving up essential liberty for security is true whether the security is social (HC), economic (welfare), or physical (terrorism).
It would give us the freedom to change jobs or strike out on our own without fear of losing everything due to illness or accident. It would free small businesses from spending a big chunk of any profits they might make on health insurance.
If the public option is really optional, then it doesn't make anyone a slave to anything. The current public options, Medicare and Medicaid, are optional. No one has to sign on the Medicare regardless of their age. I'm over 65, and not on Medicare.
I understand your point about being able to carry your insurance from one job to the next but what I don't understand is why you think the government operating on that principle, while barring private insurance from operating in the exact same manner, is a good thing.
Why would they have to bar private insurance from operating on that same principle? Being able to carry insurance from one job to the next wold be a good thing.
It would, of course, be practical.
I've still found much to disagree with but I appreciate the sentiment. Your pessimistic view of capitalism is deeply ingrained and I don't see that changing. I also don't see you admitting that Pragmatism's abandonment of ideological principles is dangerous - the abolition of slavery was a triumph of ideological principle because to the slave states, slavery was practical and therefore a pragmatic system.
Capitalism is the best economic system ever devised. I'm not sure what I've posted to make you think that I don't believe in capitalism. What causes massive economic problems is
unregulated capitalism, the kind that allows fraud and questionable business practices to flourish.
However, as far as Collectivism goes, I'm holding out hope. You've said before, in reference to HC, that we all pay for it one way or another... If someone doesn't have HC ins. the cost is passed onto others. Well what you fail to see is that therein lies the problem, we have been shackled to one another by force and rather than breaking those chains of collectivist slavery, you want the chains tighter and placed on more people to "lighten" the burden of those already ensnared.
OK, we are "shackled to one another" in the sense that no one seems to be willing to just let people die if they can't afford health care. One way or another, the cost for those who can't pay is passed on to the rest of us.
So, what is the most efficient and most practical way of seeing to it that there is a system in place that makes it possible for everyone to get needed care, that encourages people to shop around, that encourages preventative care and good health practices, and that brings down costs?
No, I don't want to see people dieing in the streets but we should have a choice as to whether or not to help them, being forced by government to help doesn't solve the problem, it makes the problem worse.
So, we should have a choice to just let people die, or pay for their care? Your point is inconsistent here.
And, the idea that charity is going to pay for those who find that the can't pay is simply not going to work. How is that going to bring down costs, encourage a healthy life style, and pay for preventative care? How could charity ever generate enough money to pay for health care?
Universal health care is not just for the indigent. It is for everyone, an option that anyone can buy into and be protected from catastrophic costs.
What I'd really like to see done is quite simple: Make two changes to Medicare:
1. Instead of paying 80% of all costs, it should pay 0% for the first few hundred dollars, then an increasing percentage as costs escalate. Once costs become too high for an individual, then Medicare would pay. That way, the individual would shop around, and would be responsible paying for ordinary care. That would bring down costs.
2. Open Medicare for anyone who is either a citizen or a legal resident, regardless of age.
There you go, a workable plan that doesn't force anyone to accept it, all in two paragraphs. Wouldn't it be great if the government could come up with such a simple and practical solution to the problem of health care?