To me Samsara's comment is more "realistic" than that philosophical fuzz that GenSeca put out. In GenSeca's reality there appear to be no homeless people, no hungry people, and no people who are ill and have inadequate access to health care. In GenSeca's world I guess that no hospitals put indigent patients into taxi cabs and have them delivered to skid row to get rid of them.
GenSeca seems intelligent enough, but somehow is stuck on the morality of money, that somehow money is more important than people, more important than life.
In the Bible they call for Jubilee Years every 50 years and all debts are forgiven. Maybe it's time we did that again, or had potlatches, or even just some genuine compassion.