That would be fine and dandy if healthcare was affordable for most lower to middle class people.. but the rise in healthcare costs are now dragging middle class familes into a lower class simply because their premiums are moving at a much larger rate then inflation.
I must be missing something. The average family spends more on car payments, rent, food, mortgage, and in many cases entertainment, than they do on health care. How does this drag a middle class family into a lower class? Buy a cheaper car and the problem is solved. Stop smoking and drinking your money away and the problem is solved. Stop going out to eat every night, and the problem is solved.
Here do this, save up $5,000 dollars, and get a high deductible insurance policy like I did. You can afford $65 a month.
On a person note.. its Bull**** that someone working a 40 hour week job while trying to go to school and has children is looking at literally a 3 to 400 dollar a month healthcare plan.. this is just unacceptable.. but this is where the market has taken us.
My co-worker is 24, going to school at Ohio State University. He is married, and his wife is with child. His insurance is $270 a month. It not easy, but he's doing just fine.
Capitalistic aproach to Healthcare is fine.. but not when only half of your country can afford it and the current trend shows further degradation and even less people being able to afford it in the coming years.
If free market Healthcare is the answer... why isn't it working right now?
and if Universal healthcare is so bad.. then why is France kicking our ever loving butts in health per person nation wide?
Because Frances health care sucks. In order to cut costs, the French government negotiates contracts for medicine. In the process, if a medication costs too much, the government simply doesn't buy it.
For example, when a new medication that is more effective, or has fewer negative side effects becomes available, we here in America of course want it. However it costs more since it's the latest greatest so on.
However in France, it's totally different. The government simply doesn't have the money pay for the new medication. So they don't get it. Instead they use the old obsolete drugs we no longer use, since they are cheap. In France they don't even have the option to get the newer drug. It's not even listed. The people are forced to use the older, less effective, worse side effects, drugs that we discontinued 5 to 10 years ago.
Here are some facts about French Health Care you may not be aware of:
FHC, has run a deficit since it was instituted in 1985
FHC, has increased social security taxes (that pay for FHC) to currently 42%. That's just the Social security tax, not including income tax, the VAT sales tax, or the taxes on corporation (which drive wages down).
FHC, in no longer universal. 1/5 of the population is no longer covered as a cost cutting change.
FHC, now has co-pays that have increased to 40% for many services as a cost cutting change.
FHC, most patients now have private insurance to cover what FHC does not.
Now let me ask you: are you ready to pay 42% tax on your pay check, and pay 40% co-pays, plus buying a supplemental insurance policy on top of all that?
You tell me. Which is worse, $400 a month... or a 42% tax rate, plus another insurance policy, and 40% co-pays? Is this the system you really think is going to be better than ours?
Oh and by the way, word from France is, more cuts to FHC are in the works. The economy of France is not doing so hot, and the cost of medical care is still rising. I bet the cost to the public will increase even more, or services will drop.
BTW Capitalism REQUIRES lower-class people .. should we honestly.. as humans .. say .. "sorry dude.. sucks to be you?" when the economy sours and inflation grows?
It doesn't require it, it's automatic. As long as people are given freedom, and thus the ability to be different, there will always be those that make more and those that make less.
It's like running a race. Unless everyone is tied together and prevented from ever being at a different spot, there will always be some that get in front, and those that get behind.
The problem is, there is nothing wrong with a lower class. And in capitalism, the lower class is way better off than in communism. I cite myself. I'm lower class. My income last year was $17K. I have computer, a small home, a beat up car, I eat well.
Now compare that to China prior to Capitalism. Prior to 1978, 64% of the population was earning less than $1 a day, but at least there wasn't a 'lower-class' because
everyone's income sucked.
The only way you are not going to have a 'lower-class' is by eliminating freedom, and forcing everyone to earn the same $2/hour working sugar cain fields in Cuba. And the people from Cuban are willing to risk their lives for the
chance to be lower class in America.