Yes I am serious. Your facts are wrong.
In most instances when a person without insurance goes to the ER the very same person is billed and later pays the bill. The provider gets paid.
In the 5% of medical bills for uninsured persons that do not get paid by the person the costs are usually covered by the in house charity that all hospitals have. They are almost all non for profits and almost all of them do have fundraising programs.
Yes they do pass some of the cost on to other people. Costs that are then paid so that the hospital does get its money.
Could churches and private charity make up the difference? The 5% of costs that are not paid by the person needing the care? Absolutely, it is a small amount after all.
Is our system inefficient? Yes. What percent of that is due to gov regulations on one of the most highly regulated industries in the country?
We do agree on one thing: Our health care system is not efficient. Now, is that due to excessive regulation?
Or could it be due to a patchwork of payers, each with different regulations of their own?
Surely, you're not advocating a non regulated health care system, are you?