The needless stuff is not procedures so much as needless diagnostics.I was wondering then, if one requires an authorisation from the Insurer then how can you go through needless surgery - do the insurers actually authorise i.e check the efficacy of the proceedure which you or the hospital require/desire or just simply rubber stamp a proceedure and pay?
I can understasnd that if one has the cash to pay for elective/cosmetic surgery but surely if you have to pre-authorise a proceedure with a provider then the Insurer is the arbiter who decides whether to pay for it or not?
I was referring to Americans having little interest in being healthy. Ergo the prevelance of chronic disease.