I dont have an IRA or an 401k i declined it. I know its a scam. You see i knew the government was gonna get the IRS involved with our 401k and IRAs when it was introduced back in the 90s. You think im stupid dont you? I know the DNC too well to know better.
ok, lots of people don't have them. so lets just substitute whatever your choice of investment might be, stocks, gold, baseball cards, antiques whatever. would you be OK with the government taking it because you were deemed to not need it ?