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I was speaking about all people in general and not just the working poor.

But if you want to make it about the working poor:

According to the US census the working poor have plenty of income to pay exactly what you have described. My facts are based on the census, are yours from dreamland?

Furthermore if people paid for regular and everyday conditions out of pocket the prices would be lower. Paying for things that should not be paid for with insurance with insurance raises the costs - for all.

Now, about the actual poor: They don't pay for their own health care needs so it does not matter how much money they have.

What about those that are in between? Working so they are too rich to be poor but not making enough to pay for regular and everyday health care needs? Well the way "poor" is defined in this country the bar is kind of high so there is not in between. The definition of "poor" includes plenty of people who are doing much better than what any sane person would normally think of when they think of poor.