The hybrid system doesn't work because, as I stated before, the HIGH premiums are paid to private industry who covers ONLY basically healthy populations of relatively young adults, while the others (all those that are either too sick, too old, or too disabled to "qualify" for private health care. . .because it would lower the huge profits!) have to either do without care (unless it is an emergency, and then they can be "stabilized" before being sent home!), or received care from the government program at a cost that they can afford.
Now, if more people were able to opt out of the private health care industry and move to the medicare program, the pool of people would not only be much bigger, but also the average age would be lower, and the "average" risk would be lower.
If all those profits that go to big business health care were instead reinvested into health care by the government (or by non-profit option), there would be a lot more money to cover everyone.
By the way, you are partially right that people who do not have health care insurance at all are being paid for by ALL of us, through rising the price of each service. . .however, if you took away people on medicare, medicaid, and non-insured people from the pool of "clients" for health care, the private industry would NOT be able to continue paying for all the hospitals, all the technology, all the equipment, and the private health care industry's accessibility to health care would also be seriously compromise or sky rocket!
