Dr.Who
Well-Known Member
http://article.nationalreview.com/?q=MmFmNzA3MzNlOWRmYTJjY2YwYTk4MmZmZDc2NjJlMDk=&w=MA==
"That is why the CBO’s evaluation of the House Republican alternative is so encouraging. The Republican approach is to focus on lowering costs, which in turn would make coverage easier to afford — and the CBO says this approach would succeed. It estimates that the Republican bill would lower Americans’ insurance premiums — by 5 to 8 percent in the small-group market, up to 3 percent in the large-group market, and 7 to 10 percent in the individual market — while increasing the number of insured by 3 million."
"But the CBO score for the House GOP bill was also extremely positive in another way: It said that the bill would reduce deficits by $68 billion. This, in tandem with the verdict that the bill would lower premiums, provides a prime opportunity for Senate Republicans to advance a proposal that does a better job of reducing the number of uninsured."
"[elsewhere] The CBO has already scored such a tax credit, albeit with somewhat different terms. Based on that prior CBO scoring, this proposal would likely reduce federal revenues by about $190 billion by the end of 2019, while increasing the number of insured by about 12 million. (If it were to insure more, it would reduce revenues by more, and the inverse is also true.) These 12 million people would largely be in addition to the 3 million newly insured from the House Republican bill, and would put a significant dent in the number of uninsured."
(I would add that the number of truly uninsured, those who don't have insurance, are citizens, and want to be insured, is about 13 million.)
"The Senate Democratic bill — as passed by the Senate Finance Committee and now in the hands of Senator Reid — would raise taxes and fines on Americans by over half a trillion dollars. A Republican bill along the lines of the one proposed here wouldn’t impose any new taxes or fines.
The Democratic bill would provide strong incentives for people not to buy insurance until they are already sick or injured, raising premiums for everyone else in the process; the Republican bill would provide strong incentives and opportunities for people to buy insurance, letting them shop across state lines for the best values from coast to coast."
The Democratic bill would fail to end runaway medical-malpractice suits, which cause doctors to practice costly defensive medicine, stop practicing in certain areas, and pass along expensive malpractice premiums to patients; the Republican bill would end such runaway suits, saving the federal government $54 billion over ten years, according to the CBO, and likely saving Americans many times that in health costs.
The Democratic bill would funnel those without employer-provided insurance into government-run exchanges, where plans would look similar because the government would tell companies how they have to look; the Republican bill would keep alive and even expand the private market. The Democratic bill would perpetuate the federal government’s counter-productive limits on allowing private companies to offer lower premiums for healthier lifestyles; the Republican bill would welcome these Safeway-style cost-cutting efforts.
The Democratic bill would require younger Americans to subsidize the premiums of older Americans, banning private companies from offering plans to younger people at their true price; the Republican bill would not impose this heavy burden on young adults. The Democratic bill would limit the use of Health Savings Accounts (HSAs), making it harder for people to control their own health-care dollars and forcing them to pay money to their insurance companies rather than directly to their doctors; the Republican bill would encourage HSAs, private control, and price-consciousness."
The Democratic bill would result in an additional 27 million Americans (29 million people) having insurance, at a cost of $31,000 per newly insured American; the Republican bill would result in about 15 million more Americans having insurance, at a cost of less than $15,000 per newly insured American. Otherwise stated, the Republican bill would newly insure about 15 million Americans per $200 billion spent, compared to fewer than 7 million per $200 billion under the Democratic bill.
The Democratic bill would siphon over $400 billion out of already-barely-solvent Medicare; the Republican bill wouldn’t touch Medicare (aside from the proposal regarding DSH payments). The Democratic bill says that it would cut doctors’ Medicare payments by 25 percent and never raise them back up — making it harder for Medicare patients to find doctors willing to see them; the Republican bill would leave doctors’ payments alone.
Finally, the Democratic bill would likely raise Americans’ insurance premiums substantially; the Republican bill would lower Americans’ insurance premiums significantly — according to the CBO.
The Republican bill would have no obvious weaknesses. Aside from inefficiently and expensively increasing the number of insured, the Democratic bill would have no obvious strengths."
That being said how about we skip both the bills and just have congress create a just society so that all of us can be as productive as possible and earn enough money to be proud of our accomplishments and afford our own care. They broke it and I don't trust either party to fix it. But I trust the Dems less.
"That is why the CBO’s evaluation of the House Republican alternative is so encouraging. The Republican approach is to focus on lowering costs, which in turn would make coverage easier to afford — and the CBO says this approach would succeed. It estimates that the Republican bill would lower Americans’ insurance premiums — by 5 to 8 percent in the small-group market, up to 3 percent in the large-group market, and 7 to 10 percent in the individual market — while increasing the number of insured by 3 million."
"But the CBO score for the House GOP bill was also extremely positive in another way: It said that the bill would reduce deficits by $68 billion. This, in tandem with the verdict that the bill would lower premiums, provides a prime opportunity for Senate Republicans to advance a proposal that does a better job of reducing the number of uninsured."
"[elsewhere] The CBO has already scored such a tax credit, albeit with somewhat different terms. Based on that prior CBO scoring, this proposal would likely reduce federal revenues by about $190 billion by the end of 2019, while increasing the number of insured by about 12 million. (If it were to insure more, it would reduce revenues by more, and the inverse is also true.) These 12 million people would largely be in addition to the 3 million newly insured from the House Republican bill, and would put a significant dent in the number of uninsured."
(I would add that the number of truly uninsured, those who don't have insurance, are citizens, and want to be insured, is about 13 million.)
"The Senate Democratic bill — as passed by the Senate Finance Committee and now in the hands of Senator Reid — would raise taxes and fines on Americans by over half a trillion dollars. A Republican bill along the lines of the one proposed here wouldn’t impose any new taxes or fines.
The Democratic bill would provide strong incentives for people not to buy insurance until they are already sick or injured, raising premiums for everyone else in the process; the Republican bill would provide strong incentives and opportunities for people to buy insurance, letting them shop across state lines for the best values from coast to coast."
The Democratic bill would fail to end runaway medical-malpractice suits, which cause doctors to practice costly defensive medicine, stop practicing in certain areas, and pass along expensive malpractice premiums to patients; the Republican bill would end such runaway suits, saving the federal government $54 billion over ten years, according to the CBO, and likely saving Americans many times that in health costs.
The Democratic bill would funnel those without employer-provided insurance into government-run exchanges, where plans would look similar because the government would tell companies how they have to look; the Republican bill would keep alive and even expand the private market. The Democratic bill would perpetuate the federal government’s counter-productive limits on allowing private companies to offer lower premiums for healthier lifestyles; the Republican bill would welcome these Safeway-style cost-cutting efforts.
The Democratic bill would require younger Americans to subsidize the premiums of older Americans, banning private companies from offering plans to younger people at their true price; the Republican bill would not impose this heavy burden on young adults. The Democratic bill would limit the use of Health Savings Accounts (HSAs), making it harder for people to control their own health-care dollars and forcing them to pay money to their insurance companies rather than directly to their doctors; the Republican bill would encourage HSAs, private control, and price-consciousness."
The Democratic bill would result in an additional 27 million Americans (29 million people) having insurance, at a cost of $31,000 per newly insured American; the Republican bill would result in about 15 million more Americans having insurance, at a cost of less than $15,000 per newly insured American. Otherwise stated, the Republican bill would newly insure about 15 million Americans per $200 billion spent, compared to fewer than 7 million per $200 billion under the Democratic bill.
The Democratic bill would siphon over $400 billion out of already-barely-solvent Medicare; the Republican bill wouldn’t touch Medicare (aside from the proposal regarding DSH payments). The Democratic bill says that it would cut doctors’ Medicare payments by 25 percent and never raise them back up — making it harder for Medicare patients to find doctors willing to see them; the Republican bill would leave doctors’ payments alone.
Finally, the Democratic bill would likely raise Americans’ insurance premiums substantially; the Republican bill would lower Americans’ insurance premiums significantly — according to the CBO.
The Republican bill would have no obvious weaknesses. Aside from inefficiently and expensively increasing the number of insured, the Democratic bill would have no obvious strengths."
That being said how about we skip both the bills and just have congress create a just society so that all of us can be as productive as possible and earn enough money to be proud of our accomplishments and afford our own care. They broke it and I don't trust either party to fix it. But I trust the Dems less.
