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Retirement age should be arbitrary to the retiree.  65 being minimum,  however the equality in employment should be inclusive of age and if they choose to remain working and can do so in a quality manner they should be allowed to.  Not all 65 year olds will retire to SS at 65,  many would be happy to remain working.  This way you opt the choice to them without forcing anything definitive.  As some 65 year olds NEED to retire,  the cases for geriatric health are wide and far apart.  You may have an active 65 year old who has 20 good years left in him,  or you may have the failing shell of a once proud man who is in desperate need of retirement.   Due to the nature and impossibility of prediction of the health at these ages,  it needs an arbitrary/minimum only.