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Barney Frank said about the same thing about Fannie Mae, and Freddie Mac, in 2007.

However, in todays world, unemployment went up in 30 States;

http://www.huffingtonpost.com/2010/03/10/unemployment-rises-in-30_n_493454.html

The number of millionaires in America is rising;

http://www.huffingtonpost.com/2010/03/09/number-of-us-millionaires_n_491942.html

The number of persons having less the $10,000 for retirement is rising;

http://www.huffingtonpost.com/2010/03/09/pf/retirement_confidence/index.htm

Wall Street gets record bonuses;

http://www.huffingtonpost.com/2009/11/09/wall-streets-record-bonus_n_350378.html

And you want to give BO credit for a rise in the stock market.