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Because the gov likes to meddle with the economy.


They like to think they are helping by encouraging saving. Or maybe they just like to "help" by making sure that only those with a license can buy stocks and that all the rest of us are encouraged to use those services.


That kind of meddling always hurts and results in a never ending game of whack a mole as the first example of meddling needs to be fixed with yet another example of meddling.


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