Ok I'm getting very very different numbers than you. A $7,500 deductible plan costs $68/month with United Health.
The only plan that came close to $230 Dollars was a $500 deductible plan with full medication and office coverage.
With that said, if he's earning so little, he needs to go get another job, or a second job. I've seen truck drivers that were just above Forest Gump, that earned $45K a year. You can earn $1800 take home delivering pizzas and cutting grass. Construction work can bring in more than $1800 a month easy.
Finely, cut expenses more. If you really are only bringing in $1800 a month, you can't afford that much. Cut the phone. Land line is $35/mo. Ditch the cell. Rates change regionally, but if your rent is $775 and you earn $1800, you need to move. You can't afford that place. My first place was $380/mo. Yes I know that's small for a family, but look you can't afford it. So either raise your income, or drop the expense. A car payment? When you only earn $1800 a month? That is a joke. Buy a beater.
The problem is, there is an underlining assumption that all these things are must haves. Why? Because we are spoiled Americans and the idea that you can get by with a small place, an old car, and no cell phone is... just incredible! Yet I know of more than a few people who have done just that.
Way way back when I was just out of high school, I worked at a Wendy's. There I met a Somalian. He came to escape the war, and had nothing. No money, no education, not a thing. He wasn't stupid, it was just that his Somalian education meant nothing here. He had a wife that didn't work, and two kids. He rented a tiny one bedroom apartment. Him and his wife slept in the room, while the kids slept in the living room on cushions. AC was an open window. No TV, no video game system. No cell phone. He didn't have a car, and walked to work. His wife walked to the store, and his kids helped carry the stuff back. He bought bicycles for his kids to ride to school.
He worked his way up and moved on, last I heard he owns a Hertz rent-a-car.
Point is this. You all make choices as to what is important. You choose to value a new car over health care? That's your choice. We should not pay for it. You want a cell phone and a big TV and so on? That's your choice, and we should not pay for it. This guy made sure he had health care coverage. No he didn't have a spiffy car, or a nice phone with 10K minutes, or a large condo, but he got the prioritize right.
Fact is, everyone can afford health care if they choose to. They simply don't choose to. Instead they drink and party, and buy cars they can't afford, and get toys they don't need, and smoke their lungs out, buy lottery tickets, and then... complain that health care cost too much.
