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whether you call it "bribes" or not, the fact is that politicians are forced to spend mountains of cash to get elected.  Once elected, we can say tht they represent the voters rather than the donors, but enforcing that is another matter.  They know which side of the bread their butter is on, and they know what it takes to stay in office. 


What should be is a system that favors political office as a short term period of public service, as opposed to a career.  Politicians shouldn't have to solicit millions of dollars to run for office.  That's what should be, not what is. 


As for health insurance, no one buys a policy for life.  Health insurance policies run for a short time, then are renewed, or are not renewed.  If they are renewed, it is the same as if the buyer were a new customer.  


Even group insurance is renegotiated every year at least.


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