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Yea.. "going to allow" being the key term, not "force" anyone to do anything.  You are misrepresenting the entire issue. 


It allowed people to get a far better return just by putting their money in a savings account.  If you wanted to take more of a risk, you could put it in stocks, but you were not forced to do anything.  The system we have now "forces" you to get a return of about 1%.  Why not let people take their own money and choose how they can get a better return?


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