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Well... that was the whole point.  It was designed to ALLOW you to invest it into a 401K style investment.   You can invest, if you so choose, into CDs, Bonds, Stocks, and other mutual funds, or if you are plain stupid, you could leave it all in Social Security which is broke.


See, that's the problem with you liberals.  Bush wasn't going to force anyone to do anything.  In fact, he was going to give you somethings nifty and new called "options".  In other words, control over what should be YOUR money.


But of course liberals are always liars, and never really want people having options.


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